More and more Peruvians are using new technologies to make their purchases in commercial premises.According to a study by Niubiz, at the end of May 2022, through the use of the cell phone as a POS, more than S / 5.5 million have been collected between sales and subscriptions in more than 65 thousand establishments nationwide.In this sense, Iván Castañeda, manager of VendeMás of Niubiz, indicated that charging by cell phone, which consists of turning smartphones into POS, has been gaining ground in the Peruvian market.Thus, to date, it is used in cities such as Lima, Cusco, Trujillo, among others.“This technology allows merchants to offer different payment methods without purchasing additional equipment,” he said.Regarding the preferences of users to use this technology, Castañeda indicated that this solution has become one of the favorites of Peruvian businesses because it has free contact, guarantees secure and fast payments, also offers payment options to customers and monitors sales, it also allows you to review daily and monthly deposits for efficient accounting.According to a study by the Peruvian Chamber of Electronic Commerce (Capece), online payments have gained ground, going from 12.5% ​​in 2019 to 40% of card payments at the end of 2021. The report also details that electronic commerce to through cards totaled more than US$6.3 billion, of which US$3.1 billion were through debit cards.“In recent years, there has been a significant decrease in the use of active credit cards, which went from approximately 9 million in 2017 to US$5.7 million at the end of 2021. Last year and with most sectors reactivated, credit began to regain strength.At the end of the year, US$ 3.2 billion were moved in online purchases through credit cards”, said Helmut Cáceda Salazar, executive president of Capece.The use of digital wallets as a payment method accelerated during 2020 and continues to experience explosive growth.It is currently the third payment method that transacts the most in electronic commerce, moving more than 2 billion.For example, platforms like Yape would have 8.5 million users in 2021.Meanwhile, platforms such as PagoEfectivo or SafetyPay continue to grow.This means of payment moved US$730 million in the country during 2021.“Ecommerce continues to grow, and in 2021 the same trend has continued.In general, there has been an increase of more than 55% driven by purchases through digital wallets.Although this shows accelerated growth, there is still a long way to go to achieve the democratization of electronic commerce in companies in the interior of the country”, said Cáceda Salazar.At the end of 2021, approximately 13.9 million people bought online, which represents 41.8% of Peruvians, according to data compiled by Capece.Thus, last year e-commerce grew 55% versus 2020, moving around US$9.3 billion.This trend has been driven by the use of digital wallets.“Before the pandemic (2019) only 18.6% of Peruvians (6 million) bought online.With the impact of covid-19, this has accelerated.What we see in the province, unlike other years, online buyers are increasing.Currently 30% of online buyers are from the provinces, although their purchase frequency is much lower than in the capital”, said Helmut Cáceda, president of Capece.